/* Sitio web de Samuel Martínez — hoja de estilos compartida por todas las páginas.
   Paleta y tipografía de la marca: navy / blanco / grises, Montserrat. Sin mayúsculas sostenidas. */
:root{
  --ink:#14171C;
  --ink-2:#3D444E;
  --muted:#5B6370;
  --paper:#F5F6F8;
  --paper-2:#E1E4E9;
  --steel:#2F5C96;
  --navy:#0E2340;
  --navy-2:#16305A;
  --mist:#6E8BB5;
  --mist-soft:#DCE4EE;
  --label:#26456E;
  --line:#D4D8DE;
  --white:#FFFFFF;
  --ok:#1F7A4D;
  --err:#B42318;
  --wa:#25D366;
  --radius:14px;
  --shadow:0 10px 30px rgba(14,35,64,.08);
  --wrap:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:'Montserrat','Segoe UI',Arial,sans-serif;font-size:16px;line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--steel)}
h1,h2,h3,h4{color:var(--navy);margin:0;letter-spacing:-.015em;line-height:1.2}
h1{font-size:clamp(2rem,4.6vw,3.3rem);font-weight:800}
h2{font-size:clamp(1.6rem,3vw,2.3rem);font-weight:700}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1em}
strong{font-weight:700}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:24px}
@media (max-width:640px){.wrap{padding-inline:18px}}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:200}
.skip:focus{left:12px;top:12px}
:focus-visible{outline:3px solid var(--mist);outline-offset:2px}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* ---------- Encabezado ---------- */
.site-header{
  position:sticky;top:0;z-index:60;background:var(--navy);color:#fff;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.site-header .wrap{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:flex;align-items:center;gap:11px;color:#fff;text-decoration:none;flex:none}
.brand img{width:auto;height:44px;display:block}
.brand b{display:block;font-size:1rem;font-weight:700;line-height:1.1}
.brand small{display:block;font-size:.72rem;font-weight:400;color:#B9C6DA;letter-spacing:.01em}
.nav{display:flex;gap:4px;margin-left:auto;align-items:center}
.nav a{color:#D9E1EC;text-decoration:none;font-size:.88rem;font-weight:500;padding:8px 12px;border-radius:8px}
.nav a:hover{background:rgba(255,255,255,.08);color:#fff}
.nav a[aria-current="page"]{color:#fff;background:rgba(255,255,255,.12)}
.nav .btn{margin-left:8px}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid rgba(255,255,255,.3);color:#fff;
  border-radius:8px;padding:8px 12px;font:600 .85rem 'Montserrat',sans-serif;cursor:pointer}
@media (max-width:900px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:68px;background:var(--navy);flex-direction:column;
    align-items:stretch;padding:10px 18px 18px;border-bottom:1px solid rgba(255,255,255,.1)}
  .nav.open{display:flex}
  .nav a{padding:12px}
  .nav .btn{margin:8px 0 0;text-align:center;justify-content:center}
}

/* ---------- Botones ---------- */
.btn{
  display:inline-flex;align-items:center;gap:8px;border:0;cursor:pointer;text-decoration:none;
  font:700 .95rem 'Montserrat',sans-serif;padding:13px 22px;border-radius:10px;
  background:var(--navy);color:#fff;transition:transform .12s ease,background .15s ease,box-shadow .15s ease;
}
.btn:hover{background:var(--navy-2);transform:translateY(-1px);box-shadow:0 6px 18px rgba(14,35,64,.18)}
.btn.light{background:#fff;color:var(--navy)}
.btn.light:hover{background:var(--mist-soft)}
.btn.ghost{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}
.btn.ghost:hover{background:var(--mist-soft)}
.btn.ghost-light{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.6)}
.btn.ghost-light:hover{background:rgba(255,255,255,.1)}
.btn.wa{background:var(--wa);color:#0B2E1A}
.btn.wa:hover{background:#1EBE5A}
.btn.sm{padding:9px 16px;font-size:.85rem}
.btn[disabled]{opacity:.55;cursor:not-allowed;transform:none;box-shadow:none}
.btn svg{flex:none}

/* ---------- Secciones ---------- */
section{padding-block:84px}
@media (max-width:640px){section{padding-block:60px}}
.eyebrow{display:inline-block;font-size:.82rem;font-weight:700;color:var(--label);margin-bottom:12px;letter-spacing:.01em}
.eyebrow.on-dark{color:#A9BBD6}
.lede{font-size:1.1rem;color:var(--ink-2);font-weight:400;max-width:62ch}
.sec-head{max-width:720px;margin-bottom:40px}
.sec-head p{color:var(--ink-2)}
.bg-white{background:#fff}
.bg-navy{background:var(--navy);color:#E6ECF4}
.bg-navy h2,.bg-navy h3{color:#fff}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:980px){.g4{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card p{color:var(--ink-2);font-size:.95rem}
.card h3{margin-bottom:8px}
.icon{width:44px;height:44px;border-radius:11px;background:var(--mist-soft);color:var(--navy);
  display:flex;align-items:center;justify-content:center;margin-bottom:16px}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(160deg,var(--navy) 0%,#132B4F 70%,#1B3A66 100%);color:#E6ECF4;padding-block:72px 0;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:end}
.hero h1{color:#fff;margin-bottom:20px}
.hero h1 em{font-style:normal;color:#A9C1E4}
.hero .lede{color:#CFD9E7;margin-bottom:30px}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:40px}
.hero-photo{position:relative;align-self:end}
.hero-photo img{border-radius:22px 22px 0 0;width:100%;max-width:440px;margin-left:auto;aspect-ratio:743/1000;object-fit:cover;object-position:top}
.hero-badge{position:absolute;left:-10px;bottom:34px;background:#fff;color:var(--ink);border-radius:14px;padding:14px 18px;
  box-shadow:0 14px 40px rgba(0,0,0,.25);max-width:250px}
.hero-badge b{display:block;color:var(--navy);font-size:.95rem}
.hero-badge span{font-size:.8rem;color:var(--muted)}
.proof{display:flex;flex-wrap:wrap;gap:10px 26px;padding-bottom:56px}
.proof div{display:flex;gap:10px;align-items:flex-start;max-width:250px;font-size:.86rem;color:#C3CFE0;line-height:1.4}
.proof b{color:#fff;display:block;font-size:.92rem}
.proof svg{flex:none;margin-top:2px;color:#A9C1E4}
@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr}
  .hero-photo img{margin:0 auto;max-width:360px}
  .hero-badge{left:8px}
}

/* ---------- Encabezado de página interior ---------- */
.page-hero{background:var(--navy);color:#D9E1EC;padding-block:56px 48px}
.page-hero h1{color:#fff;font-size:clamp(1.8rem,3.6vw,2.6rem);margin-bottom:12px}
.page-hero .lede{color:#CFD9E7}
.crumbs{font-size:.82rem;color:#A9BBD6;margin-bottom:14px}
.crumbs a{color:#D9E1EC}

/* ---------- Trayectoria ---------- */
.about{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
@media (max-width:900px){.about{grid-template-columns:1fr;gap:36px}}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:26px 0}
.stat{background:var(--paper);border-radius:12px;padding:16px}
.stat b{display:block;font-size:1.6rem;color:var(--steel);font-weight:800;line-height:1.1}
.stat span{font-size:.8rem;color:var(--muted);line-height:1.3;display:block;margin-top:4px}
.timeline{list-style:none;margin:0;padding:0;position:relative}
.timeline::before{content:"";position:absolute;left:11px;top:6px;bottom:6px;width:2px;background:var(--line)}
.timeline li{position:relative;padding:0 0 26px 42px}
.timeline li::before{content:"";position:absolute;left:4px;top:5px;width:16px;height:16px;border-radius:50%;
  background:#fff;border:3px solid var(--mist)}
.timeline li.hito::before{background:var(--navy);border-color:var(--navy)}
.timeline .when{font-size:.8rem;font-weight:700;color:var(--label)}
.timeline h3{font-size:1rem;margin:2px 0 4px}
.timeline p{font-size:.9rem;color:var(--ink-2);margin:0}
.timeline a{font-size:.85rem;font-weight:600}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{background:var(--mist-soft);color:var(--label);font-size:.82rem;font-weight:600;padding:7px 12px;border-radius:999px}
.course{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-top:1px solid var(--line)}
.course:first-child{border-top:0}
.course .tag{flex:none;font-size:.75rem;font-weight:700;background:var(--navy);color:#fff;border-radius:8px;padding:6px 9px;min-width:58px;text-align:center}
.course b{display:block;font-size:.95rem;color:var(--navy)}
.course span{font-size:.85rem;color:var(--muted)}

/* ---------- Pasos ---------- */
.steps{counter-reset:paso}
.step{position:relative;padding-top:58px}
.step::before{counter-increment:paso;content:counter(paso);position:absolute;top:0;left:0;width:42px;height:42px;border-radius:50%;
  background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}

/* ---------- Herramientas (tarjetas de enlace) ---------- */
.tool{display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform .15s ease,box-shadow .15s ease}
.tool:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(14,35,64,.14)}
.tool .go{margin-top:auto;padding-top:12px;font-weight:700;color:var(--steel);font-size:.92rem}

/* ---------- CTA final y formulario ---------- */
.cta-band{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
@media (max-width:900px){.cta-band{grid-template-columns:1fr}}
.checks{list-style:none;padding:0;margin:20px 0}
.checks li{position:relative;padding-left:30px;margin-bottom:12px;color:#D9E1EC}
.checks li::before{content:"";position:absolute;left:0;top:4px;width:18px;height:18px;border-radius:50%;
  background:var(--mist) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%23fff' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}
.urgent{border-left:3px solid var(--mist);padding-left:14px;color:#fff;font-weight:600}
.form-card{background:#fff;border-radius:var(--radius);padding:28px;color:var(--ink);box-shadow:0 20px 50px rgba(0,0,0,.25)}
.form-card h3{margin-bottom:6px}
.form-card .hint{font-size:.85rem;color:var(--muted);margin-bottom:18px}

/* ---------- Campos ---------- */
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}
.field label{font-size:.88rem;font-weight:600;color:var(--navy)}
.field .help{font-size:.78rem;color:var(--muted);font-weight:400}
.field input,.field select,.field textarea{
  font:500 1rem 'Montserrat',sans-serif;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;width:100%;
}
.field textarea{min-height:84px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--steel);outline:none;box-shadow:0 0 0 3px var(--mist-soft)}
.field.invalid input,.field.invalid select{border-color:var(--err)}
.field .error{font-size:.8rem;color:var(--err);font-weight:600;display:none}
.field.invalid .error{display:block}
.money{position:relative}
.money::before{content:"$";position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600}
.money input{padding-left:28px}
.suffix{position:relative}
.suffix input{padding-right:54px}
.suffix span{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:.85rem;font-weight:600}
.seg{display:flex;flex-wrap:wrap;gap:8px}
.seg label{flex:1 1 0;min-width:120px;cursor:pointer}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg span{display:block;border:1.5px solid var(--line);border-radius:10px;padding:10px 12px;font-size:.88rem;font-weight:600;color:var(--ink-2);text-align:center;background:#fff}
.seg span small{display:block;font-weight:400;font-size:.75rem;color:var(--muted)}
.seg input:checked+span{border-color:var(--navy);background:var(--mist-soft);color:var(--navy)}
.seg input:focus-visible+span{outline:3px solid var(--mist);outline-offset:2px}
.status-msg{font-size:.88rem;font-weight:600;margin-top:12px;min-height:1.3em}
.status-msg.ok{color:var(--ok)}
.status-msg.err{color:var(--err)}

/* ---------- Calculadora / comparador ---------- */
.tool-layout{display:grid;grid-template-columns:380px 1fr;gap:28px;align-items:start}
@media (max-width:980px){.tool-layout{grid-template-columns:1fr}}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.panel h2{font-size:1.2rem;margin-bottom:4px}
.panel .sub{font-size:.85rem;color:var(--muted);margin-bottom:18px}
.sticky{position:sticky;top:88px}
@media (max-width:980px){.sticky{position:static}}
.progress{display:flex;gap:6px;margin-bottom:18px}
.progress i{flex:1;height:5px;border-radius:3px;background:var(--line)}
.progress i.on{background:var(--navy)}
.progress-label{font-size:.8rem;color:var(--muted);margin:-10px 0 18px}
.fieldset-title{font-size:.95rem;font-weight:700;color:var(--navy);margin:22px 0 12px;padding-top:18px;border-top:1px solid var(--line);display:flex;gap:8px;align-items:center}
.fieldset-title:first-of-type{border-top:0;padding-top:0;margin-top:0}
.fieldset-title .n{width:24px;height:24px;border-radius:50%;background:var(--navy);color:#fff;font-size:.78rem;display:flex;align-items:center;justify-content:center}
.kpis{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:20px}
@media (max-width:700px){.kpis{grid-template-columns:1fr}}
.kpi{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;box-shadow:var(--shadow)}
.kpi .k{font-size:.82rem;font-weight:600;color:var(--label);display:block;margin-bottom:6px}
.kpi .v{font-size:1.65rem;font-weight:800;color:var(--navy);line-height:1.15;display:block;font-variant-numeric:tabular-nums}
.kpi .d{font-size:.8rem;color:var(--muted);display:block;margin-top:6px;line-height:1.4}
.kpi.main{background:var(--navy);border-color:var(--navy)}
.kpi.main .k{color:#A9BBD6}.kpi.main .v{color:#fff}.kpi.main .d{color:#C3CFE0}
.kpi .v.empty{color:#8A929D}
.chart-box{position:relative;height:340px}
@media (max-width:640px){.chart-box{height:280px}}
.verdict{border-radius:12px;padding:18px 20px;margin:20px 0;font-size:.95rem;line-height:1.55}
.verdict.gap{background:#FFF6E8;border:1px solid #F1D6A6;color:#5A3B07}
.verdict.good{background:#EAF5EF;border:1px solid #BFE0CC;color:#174D31}
.verdict.info{background:var(--mist-soft);border:1px solid #C3D1E3;color:var(--label)}
.note{font-size:.8rem;color:var(--muted);line-height:1.55}
.next-box{display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between;background:var(--navy);color:#fff;border-radius:var(--radius);padding:22px 24px;margin-top:22px}
.next-box p{margin:0;color:#D9E1EC;max-width:52ch}
.next-box b{color:#fff;display:block;font-size:1.05rem}
.next-box .acts{display:flex;flex-wrap:wrap;gap:10px}
.inst-list{display:grid;gap:8px}
.inst{display:flex;align-items:center;gap:10px;border:1.5px solid var(--line);border-radius:10px;padding:10px 12px;cursor:pointer;background:#fff}
.inst input{width:18px;height:18px;accent-color:var(--navy)}
.inst .sw{width:12px;height:12px;border-radius:3px;flex:none}
.inst b{font-size:.9rem;color:var(--navy)}
.inst small{display:block;font-size:.76rem;color:var(--muted)}
.inst .rate{margin-left:auto;font-weight:700;font-size:.9rem;color:var(--steel)}
.range{width:100%;accent-color:var(--navy)}
.range-row{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted)}
.toggle{display:flex;align-items:center;gap:10px;font-size:.9rem;font-weight:600;color:var(--navy);cursor:pointer}
.toggle input{width:18px;height:18px;accent-color:var(--navy)}
table.res{width:100%;border-collapse:collapse;font-size:.9rem}
table.res th{text-align:left;font-weight:600;color:var(--label);font-size:.8rem;padding:10px 8px;border-bottom:2px solid var(--line)}
table.res td{padding:11px 8px;border-bottom:1px solid var(--line)}
table.res td.num,table.res th.num{text-align:right;font-variant-numeric:tabular-nums}
.table-scroll{overflow-x:auto}

/* ---------- Glosario ---------- */
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.tab{border:1.5px solid var(--line);background:#fff;color:var(--ink-2);font:600 .92rem 'Montserrat',sans-serif;border-radius:999px;padding:10px 18px;cursor:pointer}
.tab[aria-selected="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.search{display:flex;gap:10px;align-items:center;background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:4px 6px 4px 14px;margin-bottom:14px}
.search input{border:0;outline:0;flex:1;font:500 1rem 'Montserrat',sans-serif;padding:10px 0;background:transparent;color:var(--ink)}
.search:focus-within{border-color:var(--steel);box-shadow:0 0 0 3px var(--mist-soft)}
.letters{display:flex;flex-wrap:wrap;gap:4px;margin-bottom:22px}
.letters button{border:0;background:transparent;font:700 .85rem 'Montserrat',sans-serif;color:var(--steel);width:32px;height:32px;border-radius:8px;cursor:pointer}
.letters button:hover{background:var(--mist-soft)}
.letters button[disabled]{color:#8A929D;cursor:default;background:none;text-decoration:line-through;text-decoration-color:#C5CAD1}
.terms{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
@media (max-width:760px){.terms{grid-template-columns:1fr}}
.term{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.term h3{font-size:1rem;margin-bottom:6px}
.term p{font-size:.92rem;color:var(--ink-2);margin:0}
.term .ej{margin-top:8px;font-size:.84rem;color:var(--label);background:var(--paper);border-radius:8px;padding:8px 10px}
.letter-h{grid-column:1/-1;font-size:1.3rem;font-weight:800;color:var(--mist);margin-top:8px;border-bottom:1px solid var(--line);padding-bottom:4px}
.empty-state{text-align:center;padding:40px;color:var(--muted)}
.source{font-size:.82rem;color:var(--muted);margin-top:26px}

/* ---------- Modal de PDF ---------- */
.modal{position:fixed;inset:0;background:rgba(10,20,36,.6);display:flex;align-items:center;justify-content:center;padding:18px;z-index:300}
.modal[hidden]{display:none!important}
.modal-card{background:#fff;border-radius:16px;max-width:460px;width:100%;padding:28px;position:relative;box-shadow:0 30px 80px rgba(0,0,0,.35);max-height:92vh;overflow:auto}
.modal-card h2{font-size:1.3rem;margin-bottom:6px}
.modal-card .hint{font-size:.88rem;color:var(--muted);margin-bottom:18px}
.modal-close{position:absolute;top:12px;right:12px;width:36px;height:36px;border-radius:50%;border:0;background:var(--paper);color:var(--navy);font-size:1.3rem;cursor:pointer;line-height:1}
.modal-close:hover{background:var(--mist-soft)}
.modal-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}

/* ---------- Pie ---------- */
.site-footer{background:#0A1A31;color:#A9BBD6;padding-block:44px 90px;font-size:.88rem}
.site-footer .wrap{display:flex;flex-wrap:wrap;gap:28px;justify-content:space-between}
.site-footer b{color:#fff}
.site-footer a{color:#D9E1EC;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.site-footer nav{display:flex;flex-direction:column;gap:6px}
.disclaimer{max-width:var(--wrap);margin:26px auto 0;padding-inline:24px;font-size:.76rem;color:#7F93B0;line-height:1.55}

/* ---------- WhatsApp flotante ---------- */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:90;width:58px;height:58px;border-radius:50%;background:var(--wa);
  display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.25);transition:transform .15s ease}
.wa-float:hover{transform:scale(1.06)}
@media (max-width:640px){.wa-float{right:14px;bottom:14px;width:54px;height:54px}}

/* ---------- Alianza fiscal ---------- */
.ally{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
@media (max-width:900px){.ally{grid-template-columns:1fr}}
.soon{display:inline-block;background:var(--mist-soft);color:var(--label);font-size:.8rem;font-weight:700;border-radius:999px;padding:6px 12px;margin-bottom:14px}

/* Ajustes tras la revisión en navegador */
.bg-navy .form-card h3{color:var(--navy)}
.tool-layout>*{min-width:0}
.seg label{min-width:0;flex:1 1 90px}
.seg label{position:relative}
[hidden]{display:none!important}
.seg span{padding:10px 6px}
@media (max-width:420px){.seg span{font-size:.82rem}}
.ver-res{display:none}
@media (max-width:980px){.ver-res{display:inline-flex;width:100%;justify-content:center;margin-top:12px}}
table.res{min-width:520px}
/* Doble primer lugar */
.trophy{background:var(--navy);border-radius:var(--radius);padding:22px;color:#D9E1EC}
.trophy .eyebrow{color:#A9BBD6;margin-bottom:6px}
.trophy h3{color:#fff;margin-bottom:16px}
.trophy-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:520px){.trophy-row{grid-template-columns:1fr}}
.medal{display:flex;gap:12px;align-items:flex-start;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:14px;text-decoration:none;color:#C3CFE0;font-size:.82rem;line-height:1.4;transition:background .15s ease}
.medal:hover{background:rgba(255,255,255,.13)}
.medal b{flex:none;width:46px;height:46px;border-radius:50%;background:#fff;color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:1rem;font-weight:800;box-shadow:0 0 0 3px var(--mist)}
.medal strong{display:block;color:#fff;font-size:.98rem;margin-bottom:2px}
.medal em{display:block;font-style:normal;font-weight:700;color:#A9C1E4;margin-top:6px}
/* Gráfica histórica real del comparador */
.real-chart{margin:22px 0 0}
.real-chart figcaption{margin-bottom:14px}
.real-chart-scroll{overflow-x:auto;border-radius:10px}
.real-chart-scroll img{width:100%;min-width:680px;border-radius:10px}
.scroll-hint{display:none;margin:8px 0 0}
@media (max-width:720px){.scroll-hint{display:block}}
.real-chart-scroll img{height:auto}
/* Avatar en los recuadros de siguiente paso */
.next-avatar{width:72px;height:72px;border-radius:50%;object-fit:cover;flex:none;border:3px solid #fff;box-shadow:0 0 0 3px var(--mist)}
.next-box .next-txt{flex:1 1 280px}
/* Caricatura en la llamada a la acción */
.cta-figure{display:flex;align-items:flex-end;gap:18px;margin-top:28px}
.cta-figure .art{position:relative;flex:none;width:170px}
.cta-figure .art::before{content:"";position:absolute;left:-12px;right:-12px;top:26px;aspect-ratio:1;border-radius:50%;background:var(--mist-soft)}
.cta-figure img{position:relative;width:100%;height:auto}
.bubble{position:relative;background:#fff;color:var(--ink-2);border-radius:16px;padding:16px 18px;font-size:.9rem;line-height:1.45;margin:0 0 70px;max-width:280px}
.bubble b{display:block;color:var(--navy);font-size:1rem;margin-bottom:4px}
.bubble::before{content:"";position:absolute;left:-9px;bottom:22px;border:10px solid transparent;border-right-color:#fff;border-left:0}
@media (max-width:520px){.cta-figure .art{width:130px}.bubble{margin-bottom:40px;font-size:.85rem}}
.hero .wrap>div:first-child{align-self:center;padding-top:24px}

/* ---------- Plan para salir de deudas ---------- */
.need{font-size:.9rem;color:#B9C6DA;margin:14px 0 0;max-width:70ch}
.need b{color:#fff}
.deu{max-width:860px}
.deu-steps{list-style:none;display:flex;gap:8px;padding:0;margin:0 0 20px;scroll-margin-top:90px}
.deu-steps li{flex:1;display:flex;align-items:center;gap:8px;font-size:.85rem;font-weight:600;color:var(--muted);padding-top:10px;border-top:4px solid var(--line)}
.deu-steps li span{width:24px;height:24px;border-radius:50%;background:var(--line);color:var(--ink-2);font-size:.78rem;display:flex;align-items:center;justify-content:center;flex:none}
.deu-steps li[aria-current],.deu-steps li.done{border-color:var(--navy);color:var(--navy)}
.deu-steps li[aria-current] span,.deu-steps li.done span{background:var(--navy);color:#fff}
@media (max-width:520px){.deu-steps li{font-size:.76rem;flex-direction:column;align-items:flex-start;gap:4px}}
.deu-list{display:grid;gap:14px;margin-bottom:14px}
.deu-item{border:1.5px solid var(--line);border-radius:12px;padding:16px 16px 2px;background:var(--paper)}
.deu-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.deu-tipo{color:var(--navy);font-size:.95rem}
.deu-x{border:0;background:none;color:var(--err);font:600 .82rem 'Montserrat',sans-serif;cursor:pointer;padding:6px 8px;border-radius:8px}
.deu-x:hover{background:#FCEBEA}
.deu-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 12px}
@media (max-width:700px){.deu-grid{grid-template-columns:1fr}}
.deu-add{display:flex;flex-wrap:wrap;gap:8px}
.deu-total{margin:16px 0 0;font-size:.95rem;color:var(--ink-2)}
.deu-total b{color:var(--navy)}
.deu-nav{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;margin-top:18px}
.gas-list{display:grid}
.gas{display:grid;grid-template-columns:1fr 170px 150px;gap:8px 14px;align-items:center;padding:12px 0;border-top:1px solid var(--line)}
.gas-txt label{font-weight:600;color:var(--navy);font-size:.92rem;display:block}
.gas-txt small{font-size:.78rem;color:var(--muted)}
.gas-in input{font:500 1rem 'Montserrat',sans-serif;border:1.5px solid var(--line);border-radius:10px;padding:10px 12px 10px 28px;width:100%}
.gas-in input:focus{border-color:var(--steel);outline:none;box-shadow:0 0 0 3px var(--mist-soft)}
.gas-cut{display:flex;align-items:center;gap:8px;font-size:.85rem;font-weight:600;color:var(--ink-2);cursor:pointer}
.gas-cut input{width:18px;height:18px;accent-color:var(--navy)}
@media (max-width:640px){.gas{grid-template-columns:1fr 1fr}.gas-txt{grid-column:1/-1}}
.gas-total{display:flex;justify-content:space-between;align-items:center;background:var(--mist-soft);border-radius:10px;padding:14px 16px;margin-top:8px;font-weight:600;color:var(--label)}
.gas-total b{font-size:1.2rem;color:var(--navy)}
.int-tabs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
@media (max-width:640px){.int-tabs{grid-template-columns:1fr}}
.int-tab{text-align:left;border:1.5px solid var(--line);background:#fff;border-radius:12px;padding:14px;cursor:pointer;font-family:'Montserrat',sans-serif;display:flex;flex-direction:column;gap:3px}
.int-tab b{color:var(--navy);font-size:1rem}
.int-tab b em{font-style:normal;font-size:.72rem;font-weight:700;background:var(--mist-soft);color:var(--label);border-radius:999px;padding:2px 8px;margin-left:4px;vertical-align:middle}
.int-tab small{color:var(--muted);font-size:.78rem}
.int-tab span{color:var(--steel);font-weight:700;font-size:.85rem}
.int-tab[aria-checked="true"]{border-color:var(--navy);background:var(--mist-soft);box-shadow:inset 0 0 0 1px var(--navy)}
.int-tab[aria-checked="true"] b em{background:#fff}
.metodo{display:inline-block;background:var(--navy);color:#fff;font-size:.8rem;font-weight:700;border-radius:999px;padding:6px 12px}
.fases{list-style:none;margin:0;padding:0;position:relative}
.fases::before{content:"";position:absolute;left:15px;top:8px;bottom:30px;width:2px;background:var(--mist-soft)}
.fase{position:relative;display:flex;gap:14px;padding-bottom:22px}
.fase-n{flex:none;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:.9rem;display:flex;align-items:center;justify-content:center;position:relative}
.fase.fin .fase-n{background:var(--ok)}
.fase-body{flex:1;min-width:0}
.fase-body h3{font-size:1rem;margin:5px 0 10px}
.fase-rows{list-style:none;margin:0;padding:0;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.fase-rows li{display:flex;justify-content:space-between;gap:12px;padding:10px 14px;border-top:1px solid var(--line);font-size:.92rem;color:var(--muted)}
.fase-rows li:first-child{border-top:0}
.fase-rows li.prio{background:var(--mist-soft);color:var(--navy);font-weight:600}
.fase-rows em{font-style:normal;font-size:.72rem;font-weight:700;background:var(--navy);color:#fff;border-radius:999px;padding:2px 8px;margin-left:4px}
.fase-rows small{font-size:.75rem;color:var(--muted);font-weight:400}
.fase-rows b{white-space:nowrap;font-variant-numeric:tabular-nums;color:inherit}
.fase-rows li.prio b{color:var(--navy)}
.fase-hito{margin:10px 0 0;font-size:.88rem;background:#EAF5EF;border-left:3px solid var(--ok);border-radius:0 8px 8px 0;padding:10px 12px;color:#174D31}
.faq details{border-top:1px solid var(--line);padding:4px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";font-size:1.3rem;line-height:1;color:var(--steel)}
.faq details[open] summary::after{content:"−"}
.faq summary::-webkit-details-marker{display:none}
.faq p{color:var(--ink-2);font-size:.95rem}
.nav a{white-space:nowrap}
.suffix input::-webkit-outer-spin-button,.suffix input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.suffix input[type=number]{-moz-appearance:textfield}

.gantt{display:grid;gap:10px}
.g-row{display:grid;grid-template-columns:150px 1fr 64px;gap:12px;align-items:center}
.g-name{font-size:.88rem;font-weight:600;color:var(--navy);overflow-wrap:anywhere}
.g-track{height:18px;background:var(--paper);border-radius:4px}
.g-bar{height:100%;background:#2F5C96;border-radius:0 4px 4px 0}
.g-bar.fijo{background:repeating-linear-gradient(135deg,#2F5C96 0 6px,#6E8BB5 6px 10px)}
.g-fin{font-size:.82rem;font-weight:700;color:var(--ink-2);text-align:right;font-variant-numeric:tabular-nums}
.g-axis{display:flex;justify-content:space-between;font-size:.76rem;color:var(--muted);border-top:1px solid var(--line);padding-top:6px}
@media (max-width:520px){.g-row{grid-template-columns:90px 1fr 56px;gap:8px}}
.tabla-ver{margin-top:14px}
.tabla-ver summary{cursor:pointer;font-size:.85rem;font-weight:600;color:var(--steel)}
.tabla-ver table.res{min-width:0;margin-top:10px}
/* Foto del inicio: proporción real y nunca más alta que la pantalla */
.hero{padding-block:40px 0}
.hero .wrap{align-items:center}
.hero-photo{align-self:end}
.hero-photo img{height:auto;max-height:min(600px,calc(100svh - 120px));object-fit:cover;object-position:50% 30%}
.hero .wrap>div:first-child{padding-top:0}
.proof{padding-bottom:40px}
@media (max-width:900px){
  .hero{padding-block:36px 0}
  .hero-photo img{max-width:340px;max-height:420px;aspect-ratio:4/5}
}

/* ---------- Artículos ---------- */
.art-wrap{max-width:780px}
.art-meta{display:flex;align-items:center;gap:10px;font-size:.85rem;color:#B9C6DA;margin:0}
.art-meta img{width:36px;height:36px;border-radius:50%;object-fit:cover;border:2px solid #fff}
.art-meta b{color:#fff}
.articulo{padding-block:44px 84px;background:#fff}
.articulo p,.articulo li{font-size:1.04rem;line-height:1.75;color:var(--ink-2)}
.articulo h2{font-size:clamp(1.35rem,2.4vw,1.75rem);margin:44px 0 14px}
.articulo h3{font-size:1.05rem;margin-bottom:4px}
.art-lede{font-size:1.15rem!important;color:var(--ink)!important;font-weight:500}
.art-fig{margin:28px 0 8px}
.art-fig img{width:100%;height:auto;border-radius:12px;border:1px solid var(--line)}
.art-fig figcaption{font-size:.8rem;color:var(--muted);margin-top:8px;line-height:1.5}
.art-cita{margin:26px 0;padding:18px 22px;border-left:4px solid var(--navy);background:var(--mist-soft);border-radius:0 12px 12px 0;font-size:1.08rem;font-weight:600;color:var(--navy);line-height:1.6}
.art-funciones{display:grid;gap:16px;margin:8px 0 22px}
.art-funciones>div{display:flex;gap:14px;align-items:flex-start;background:var(--paper);border-radius:12px;padding:16px 18px}
.art-funciones .n{flex:none;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:.85rem;display:flex;align-items:center;justify-content:center}
.art-funciones p{margin:0;font-size:.97rem}
.art-checks li{color:var(--ink-2)}
.art-checks li::before{background-color:var(--navy)}
.art-mas{display:flex;flex-direction:column;gap:8px;margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}
.art-mas b{color:var(--navy)}
.art-mas a{font-weight:600;text-decoration:none}
.art-mas a:hover{text-decoration:underline}
.art-card img{width:calc(100% + 52px);max-width:none;margin:-26px -26px 16px;aspect-ratio:16/8;object-fit:cover;object-position:left center;border-radius:var(--radius) var(--radius) 0 0}
.art-tag{font-size:.78rem;font-weight:700;color:var(--label);margin-bottom:6px}
.articulo .next-box{margin-top:34px}
.articulo .next-box p{color:#D9E1EC;font-size:.95rem;line-height:1.55}
.art-card img{aspect-ratio:auto;height:auto;object-fit:contain;background:#F5F6F8;border-bottom:1px solid var(--line)}

/* ---------- Páginas legales (aviso de privacidad y cookies) ---------- */
.legal{max-width:780px}
.legal h2{font-size:1.35rem;margin:44px 0 12px;scroll-margin-top:90px}
.legal h3{font-size:1.02rem;margin:22px 0 8px}
.legal p,.legal li{color:var(--ink-2);text-wrap:pretty}
.legal ul,.legal ol{padding-left:22px;margin:0 0 1em}
.legal li{margin-bottom:6px}
.legal .indice{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:20px 24px;margin:8px 0 8px}
.legal .indice b{display:block;color:var(--navy);margin-bottom:8px}
.legal .indice ol{margin:0;columns:2;column-gap:28px}
@media (max-width:640px){.legal .indice ol{columns:1}}
.legal .caja{background:var(--mist-soft);border-radius:var(--radius);padding:18px 22px;margin:16px 0}
.legal .caja p:last-child{margin-bottom:0}
.legal table{width:100%;border-collapse:collapse;margin:8px 0 16px;font-size:.92rem}
.legal th,.legal td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.legal th{color:var(--label);font-weight:700}
.legal .fecha{font-size:.85rem;color:var(--muted)}
.legal-hint{font-size:.8rem;color:var(--muted);margin:10px 0 0}

/* ---------- Misión, visión y valores ---------- */
#proposito .sec-head{max-width:880px}
#proposito .sec-head h2{text-wrap:balance}
.checks.valores{margin:6px 0 0}
.checks.valores li{color:var(--ink-2);font-size:.95rem}
.checks.valores li b{color:var(--navy)}
.checks.valores li::before{background-color:var(--navy)}
#proposito .card p,#proposito .checks.valores li{text-align:justify;hyphens:auto;-webkit-hyphens:auto}

/* ---------- Ritmo más compacto (2026-11-12) ---------- */
section{padding-block:56px}
@media (max-width:640px){section{padding-block:40px}}
.sec-head{margin-bottom:26px}
.sec-head p{margin-bottom:0}
.grid{gap:16px}
.card{padding:22px}
.icon{margin-bottom:12px}
.hero .lede{margin-bottom:24px}
.hero-ctas{margin-bottom:28px}
.proof{padding-bottom:32px}
.about{gap:44px}
.stats{margin:20px 0}
.timeline li{padding-bottom:20px}
.cta-band{gap:36px}
.cta-figure{margin-top:18px}
.page-hero{padding-block:40px 34px}
.articulo{padding-block:36px 60px}

/* ---------- Compañías con las que trabajo ---------- */
.cias{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
@media (max-width:760px){.cias{grid-template-columns:1fr}}
.cia{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}
.cia img{width:100%;height:auto;aspect-ratio:16/8;object-fit:cover}
.cia-body{padding:18px 22px 20px}
.cia-tag{font-size:.8rem;font-weight:700;color:var(--label)}
.cia h3{margin:2px 0 12px}
.cia-datos{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.cia-datos div{background:var(--paper);border-radius:10px;padding:10px 12px}
.cia-datos b{display:block;color:var(--steel);font-size:1.15rem;font-weight:800;line-height:1.15}
.cia-datos span{display:block;font-size:.76rem;color:var(--muted);line-height:1.3;margin-top:3px}
@media (max-width:480px){.cia-body{padding:16px}.cia-datos{gap:6px}.cia-datos div{padding:8px}.cia-datos b{font-size:.98rem}.cia-datos span{font-size:.7rem}}
.respaldo{display:flex;gap:14px;align-items:flex-start;margin-top:16px;background:var(--mist-soft);border-radius:var(--radius);padding:16px 20px;color:var(--label);font-size:.92rem;line-height:1.5}
.respaldo svg{flex:none;color:var(--navy);margin-top:2px}
.respaldo b{color:var(--navy)}
.fuente-cias{font-size:.76rem;color:var(--muted);margin:10px 0 0}

/* ---------- Redes en el pie ---------- */
/* Debajo del correo y WhatsApp, alineadas a la izquierda con el texto */
.redes{margin-top:14px;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.redes a{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;color:#fff;border:1px solid rgba(255,255,255,.25);transition:background .15s ease}
.redes a:hover{background:rgba(255,255,255,.12);text-decoration:none}
.site-footer{padding-block:40px 84px}